Planning Approach | Marcum Financial Services

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CLIENT SOLUTIONS

Individual Advanced Planning

Asset Protection and Preservation

We provide a wide array of quality insurance alternatives for your family and your business. Read More >>

Longevity Insurance

When it comes to long-term planning, certain investments let you save on a tax-deferred basis. Read More >>

Life Insurance

Your life insurance needs will depend on a number of factors, including the size of your family, the nature of your financial obligations, your career stage and your goals. Read More >>

Long-Term Care Insurance (LTCI)

The risk of contracting a chronic debilitating illness is considered by many to be one type of risk best passed on to an insurance company through the purchase of a LTCI policy. Read More >>

Personal Financial Management

Marcum's Personal Financial Management group is focused on your total financial wellness. Read More >>

Wealth Management

Your life insurance needs will depend on a number of factors, including the size of your family, the nature of your financial obligations, your career stage and your goals. Read More >>

Wealth Enhancement

Estate planning is a process designed to help you manage and preserve your assets while you are alive, and to conserve and control their distribution after your death according to your goals and objectives. Read More >>

Corporate Benefits Group

Employee Benefit Plans

Marcum Financial Services Corporate Benefits Group offers innovative and comprehensive employee benefit services for mid- and large businesses. Our advantage lies in proactive ideas, accessibility, flexibility and, most of all, personal service.
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Health and Welfare Services

Marcum Financial Services Corporate Benefits Group offers a range of core services as well as fee-based services. Read More >>

Individual Retirement Planning

Retirement Income Planning

The key to a financially independent retirement is proper planning. Planning for retirement is an ongoing process. Read More >>

PLANNING APPROACH

5 Step Consultative Client
Management Process

MFS Wealth Management Formula

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Planning Approach

PLANNED APROACH

5 Step Consultative Client Management Process

MFS Wealth Management Formula

ASK MARCUM

Individual investments and the markets fluctuate over time, and as professionals, it is our job to enable clients to make informed financial decisions using the full complement of resources that we offer. Our planning-based approach is a dynamic, team-based endeavor and provides a framework for making decisions collaboratively while monitoring the outcome of those decisions over time. Each step involves interaction between the Marcum Financial Services team, the client, relevant family members and outside professionals if needed.

Understand

We use a variety of tools including questionnaires and interviews to understand personal goals, current financial situations, investment experience and risk tolerance. During this step, we make clients fully aware of our capabilities and scope of services and provide educational support to help them meet their objectives.

Design

Our team analyzes the information and designs solutions intended to help clients reach their objectives. This step may involve collaboration with other specialists and professionals. We present our recommendations, answer questions, consider alternatives and outline steps to implement a plan.

Implement

We execute a customized strategy using the extensive tools available. This involves the selection of specific account types, investment products and optional services. This step also includes coordinating and completing the necessary paperwork.

Manage

Once implemented, we continually monitor the progress of our recommendations relative to the defined objectives and suggest changes where needed. A key to this step is the client’s involvement and communication of any significant life changes. We accomplish this by providing ongoing reporting of account activity and conducting periodic reviews.