Individual investments and the markets fluctuate over time, and as professionals, it is our job to enable clients to make informed financial decisions using the full complement of resources that we offer. Our planning-based approach is a dynamic, team-based endeavor and provides a framework for making decisions collaboratively while monitoring the outcome of those decisions over time. Each step involves interaction between the Marcum Financial Services team, the client, relevant family members and outside professionals if needed.

Understand

We use a variety of tools including questionnaires and interviews to understand personal goals, current financial situations, investment experience and risk tolerance. During this step, we make clients fully aware of our capabilities and scope of services and provide educational support to help them meet their objectives.

Design

Our team analyzes the information and designs solutions intended to help clients reach their objectives. This step may involve collaboration with other specialists and professionals. We present our recommendations, answer questions, consider alternatives and outline steps to implement a plan.

Implement

We execute a customized strategy using the extensive tools available. This involves the selection of specific account types, investment products and optional services. This step also includes coordinating and completing the necessary paperwork.

Manage

Once implemented, we continually monitor the progress of our recommendations relative to the defined objectives and suggest changes where needed. A key to this step is the client’s involvement and communication of any significant life changes. We accomplish this by providing ongoing reporting of account activity and conducting periodic reviews.